GW: where did you think banks made their money???
Visa and M/C do the same thing when you buy in a different country from where they are issued!
Right now the CDN dollar is worth more than the US dollar, but if I go across the border and buy something in Detroit on my Visa, it will cost me more!!! About 2.5% If I go to the bank before hand to change some money, it will cost me about 2.3% (my bank)!! You can't win!
"...don't take life so seriously, it's not like you're gonna make it out alive!!..."